terms and conditions

I recognise that there is an element of risk in surfing. Knowing of the inherent risks (such as but not limited to exposure, equipment failure, hazards of the sea, changing weather conditions, etc.) and rigours required of said activity, I certify that I am fully capable of participating in the said activity. Therefore, I assume full responsibility for myself, for any bodily injury, death, and loss of or damage to personal property and expenses thereof. I possess at least the following prerequisites for participating in this activity: 
I am in good mental and physical health.
I indemnify SURF SCHOOL IN BALI, its officers, employees, and agents from any action including negligence, related to these risks and dangers. I understand that third party insurance is not included in the packages. These terms shall serve as a release and assumption of risk for myself and anyone that accompanies me.
 I understand all payment must be paid in full before I surf and no refunds are given other than extreme conditions (under management discretion).

WE STRONGLY RECOMMEND EVERYONE WHO BOOKED WITH SURF GUIDING IN BALI TO HAVE A TRAVEL HEALTH INSURANCE OR CASUALTY INSURANCE (HOSPITAL DAILY BENEFITS OR EVEN A PENSION IN A WORST CASE SCENARIO).

I HAVE READ THE ABOVE WAIVER AND RELEASE AND BY MAKING A BOOKING I AGREE TO EXEMPT SURF SCHOOL IN BALI FROM LIABILITY FOR ANY INJURY, PROPERTY DAMAGE, OR WRONGFUL DEATH BY NEGLIGENCE OR ANY OTHER CAUSE.